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LOANS
The MERCER COUNTY NJ TEACHERS' FCU is the only financial institution you will need when it comes to getting a loan. Whether you need money for a new home, home improvements, a new automobile, a family vacation, or debt consolidation…… The MERCER COUNTY NJ TEACHERS' FCU has the financing available to make it happen. We offer a wide variety of loan options, each with a low interest rate and flexible repayment terms, designed to fit comfortably into your budget. Look no further than your Credit Union.
Click here for an on-line loan application.
Click here for our on-line loan calculator.
FIRST MORTGAGES
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Our First Mortgage loans are customized, varied and competitively priced. You have the option of choosing a fixed-rate mortgage, or an adjustable rate mortgage (ARM). We even offer a special program for first-time homebuyers! Best of all, you can be sure that once you finance your First Mortgage loan with us, your loan will always be serviced by us. That means you will enjoy the security of knowing that your Credit Union will always be there for you with the same personalized service you have come to expect. Our First Mortgage loans are good news for those members looking to refinance their current mortgage. Refinance with us and take advantage of our low rates plus the great service that only the MERCER COUNTY NJ TEACHERS' FCU can provide. |
HOME EQUITY LOANS
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Mercer County NJ Teachers' FCU offers members two great ways to use the equity in their homes to satisfy their borrowing needs. Both our Fixed Rate Home Equity Loan and our Variable Rate Home Equity Line of Credit allow you to take advantage of the equity in your home today - when you need the money most. Use the money for any worthwhile purpose. Our rates are very competitive and there are NO FEES! |
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If you currently have a home equity loan with another financial institution, save money by refinancing it at Mercer County NJ Teachers' FCU at today's low rates. Our two convenient loan options and flexible repayment terms make us the logical choice. Because of our "NO FEES" policy, refinancing will not cost you a penny. |
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And for even more savings, the interest you pay may be tax deductible! Consult your tax advisor for details. |
ZERO EQUITY LOANS
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A Mercer County NJ Teachers' FCU ZERO EQUITY LOAN is an exciting loan product that could be the ideal solution for you if you own your own home, yet have no accumulated equity it. If you meet our standard requirements for securing a personal loan, we'll secure your Zero Equity Loan with a mortgage on your property. . We'll even let you borrow up to $10,000.00. Because this loan is secured by real estate, the interest you pay may be tax deductible. Consult your tax advisor for details. |
AUTO LOANS
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Auto Loans are available for new and used automobiles offering you up to 100% financing and up to 72 months to pay. With our low interest rates, now is the time to drive away in the auto of your dreams. For more information on vehicle pricing visit www.kbb.com |
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Auto Equity Loans are also available to you. Just take out a regular auto loan and the Credit Union will use your home as collateral. Once again, tax advantages may apply. |
STUDENT LOANS
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Student Loans are available through the Credit Union and are available to members for the purpose of financing education at instituted of higher education. Get a loan application at the Credit Union office. For more information click here. |
PERSONAL LOANS
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Personal Loans are perfect for debt consolidation of high interest credit cards, home repairs, vacation, or whatever our needs might be. We offer up to $5,000 to qualified borrowers. |
SECURED SAVINGS
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Secured savings or term saving certificate loans are another way to have your money help you save money. Secure your loan with one of these accounts and you are assured a great low rate on your loan. |
